Career, Business & Money

Top 5 Budgeting Hacks for Financial Freedom: Insights from Kim Kent

Kim Kent, Perth’s renowned Money Mindset and Financial Coach, is transforming the lives of women across Australia through her Wealthy As F*ck money coaching program. Kim’s expertise lies in combining money energetics with logistical budgeting strategies, providing a holistic approach to financial empowerment. With over a decade of entrepreneurial experience and global recognition as a top Money Coach, Kim’s insights are invaluable for those seeking financial freedom.

1. Stop Budgeting

Traditional budgeting often carries a negative connotation, associated with restriction and limits. Kim encourages a shift in perspective, viewing budgeting not as a restrictive practice but as a tool for financial empowerment. By reframing budgeting as a means to prioritize spending and achieve financial goals, individuals can break free from scarcity mindsets and embrace abundance. The easiest way to do this is by eliminating the term “budget” from your life altogether, and refer to your money management with a term that empowers you. Some examples include protocol, strategy, system or as inside her program, Blueprint.

2. Save First and Be Your Most Valuable Asset

Kim emphasizes self-value as a crucial component of financial freedom. By prioritizing savings and treating oneself as the most valuable asset, individuals cultivate a mindset of abundance. Saving first aligns with the Universal Laws of money, where money flows to areas that are appreciated and valued. This practice reinforces financial security and stability.

3. Create Separate Accounts for Different Purposes

Organizational systems play a pivotal role in effective money management. Kim recommends maintaining separate accounts for various financial purposes, such as savings, expenses, and investments. This structured approach not only streamlines financial tracking but also reduces mental and financial chaos. Clarity in financial allocations leads to better decision-making and ensures sufficient funds for all needs.

woman budgeting her bills

4. Use Percentages for Balanced Income Distribution

Rather than allocating fixed amounts to expenses, Kim advocates for using percentages. This approach ensures a balanced distribution of income across different financial categories. By assigning percentages to savings, investments, necessities, and discretionary spending, individuals can prevent overspending and maintain financial discipline. Flexibility within percentages allows for adjustments based on income fluctuations or changing priorities.

5. Pay Your Bills Last

Energetically prioritizing oneself over bills can shift the perception of financial obligations. Kim advises paying bills last, emphasizing self-care and an abundance mindset. By recognizing personal worth and addressing financial needs first, individuals avoid feelings of resentment towards bills. Bills are still paid, and financial responsibility is ensured. It is simply rearranging the priority of transferring the funds. This shift in perspective fosters a positive relationship with money and promotes financial well-being.

Kim Kent’s budgeting hacks are rooted in a deep understanding of both the logistical and energetic aspects of money management. Through her Wealthy As F*ck program, she empowers women to break free from limiting beliefs, overcome financial challenges, and create a path to lasting financial freedom. By implementing these budgeting strategies, individuals can cultivate a healthy financial mindset and achieve their wealth-building goals.

As Kim Kent continues to inspire and educate women through her transformative coaching, her impact on breaking generational scarcity mentalities and fostering financial empowerment resonates globally. Her recognition as one of the top Money Coaches to watch out for reaffirms her commitment to changing lives and creating a world where financial freedom is within reach for everyone.

To learn more about Kim Kent and her approach to money coaching, connect with her on Instagram, LinkedIn, or Facebook.

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